Terms and Conditions

Terms & Conditions

Copyright and Ownership

All content on this website, including but not limited to text, images, and their arrangement, is copyright ©2010–2025 by Intl Risk Consultants Insurance Brokers Private Limited (IRCINDIA).

Address: 308, 3rd Floor, B Wing, Rustomjee Central Park, Andheri Kurla Road, Andheri East, Mumbai 400093.

Permitted Use

You may view, copy, and print content from this site for personal, informational, and non-commercial use only. Content may not be published, posted to a network, or broadcast. Copies must retain this copyright notice.

Use Agreement

By accessing this website, you agree to the terms and conditions stated herein. IRCINDIA may update these terms at any time without notice. Continued use of the site indicates acceptance of any changes.

Disclaimer

All materials are provided “as is” without warranties of any kind. IRCINDIA does not guarantee uninterrupted or error-free operation. You assume all responsibility for issues arising from your use of this website.

Information on this site is general and not exhaustive or contractual.

External Links

This site may link to third-party websites (“External Sites”). IRCINDIA is not responsible for their content, policies or practices and does not endorse them.

No Warranties

IRCINDIA disclaims all warranties regarding the content’s accuracy, completeness, or availability. All materials are subject to change without notice.

Limitation of Liability

IRCINDIA will not be liable for any damages resulting from the use or inability to use this site, including but not limited to system errors, delays, or viruses.

Restrictions on Use

No part of this site may be copied, distributed, modified, or reused for commercial purposes without written permission from IRCINDIA. You may download material for personal use only, retaining all copyright notices.

Security Warning

Unauthorized access or attempts to bypass security on this website may constitute a criminal offense under applicable laws.

Jurisdiction

Users accessing this site are responsible for compliance with local laws. This website does not constitute an offer to sell insurance in jurisdictions where such an offer would be unlawful.

Trademarks and Copyrights

The name IRCINDIA, logo, and emblem are trademarks of Intl Risk Consultants Insurance Brokers Private Limited. All other trademarks are the property of their respective owners. Unauthorized use is strictly prohibited.

Grievance Redressal Mechanism

At Intl Risk Consultants Insurance Brokers Private Limited, we are committed to resolving your complaints promptly and fairly.

In case of any complaint, please follow the steps below:
  1. Submit your complaint to the below-mentioned email IDs or contact number.

    Grievance Redressal Officer

    Name: Rohit Lakhanpal

    Email: rlakhanpal@ircindia.co.in

    Address:308, 3rd Floor, B wing, Rustomjee Central Park, Andheri Kurla Road, Andheri East, Mumbai 400093

  2. You shall receive a response from us within fourteen days of receipt of correspondence.
  3. In case you do not receive the response please contact the below escalation matrix:
    Escalation level Escalation Period Person in charge Email id
    Level 1 If you do not get resolution of complaint within 7 days Mr Rohit Garg rohit.garg@ircindia.co.in
    Level 2 If you do not get resolution of complaint within 10 days Mr Suresh Khairwar skhairwar@ircindia.co.in